🏠 Home

Rent vs Buy Calculator

Monthly Rental Costs
Home Purchase Details
Monthly Homeownership Costs
Market & Personal Assumptions

Cost Comparison

Total Cost of Renting

Total Cost of Buying

$0

Potential savings by choosing the better option

Key Assumptions

  • Investment return rate applies to down payment and monthly savings
  • Tax benefits calculated based on mortgage interest deduction
  • Home appreciation is compounded annually
  • Maintenance costs increase with inflation (3% annually)
  • Transaction costs (6% of home value) apply when selling