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💳 Debt Payoff Calculator
Create strategic debt elimination plans and compare payoff methods
Add Your Debts
Debt Name:
Current Balance ($):
Interest Rate (% APR):
Minimum Payment ($):
Debt Type:
Credit Card
Student Loan
Auto Loan
Personal Loan
Mortgage
Other
Add Debt
Payoff Strategy Calculator
Extra Payment Amount ($):
Payoff Strategy:
Debt Avalanche (Highest Interest First)
Debt Snowball (Smallest Balance First)
Minimum Payments Only
Custom Priority
Target Payoff Date:
Calculate Payoff Plan
Debt Consolidation Calculator
Consolidation Loan Rate (% APR):
Loan Term (years):
Origination Fee (%):
Monthly Fee ($):
Compare Consolidation
Balance Transfer Calculator
Transfer Fee (%):
Promotional Rate (% APR):
Promotional Period (months):
Regular Rate (% APR):
Analyze Balance Transfer
Debt-to-Income Analysis
Monthly Gross Income ($):
Monthly Rent/Mortgage ($):
Other Monthly Expenses ($):
Emergency Fund Goal ($):
Analyze Financial Health